Probate Costs
How Much Does Probate Cost
in Maryland?
Probate in Maryland costs money in five main places: the Register of Wills fee, Personal Representative commission and attorney fees, the bond premium, real estate commission and closing costs, and holding costs while the house sits. This guide answers the nine questions families ask most about probate costs, from who pays the attorney to how debts are paid when the estate runs short.
Holding costs are the one line item the family controls most directly, and the Probate Cost Calculator gives a rough estimate of the whole picture.
September 26, 2026
Written and reviewed by Marc Cormier, Realtor and Seniors Real Estate Specialist (SRES), Berkshire Hathaway HomeServices PenFed Realty
Quick Answers
Probate Costs in Maryland: Questions and Answers
How much does probate cost in Maryland?
Maryland probate costs come from five main sources: • Register of Wills probate fee, based on estate size • Personal Representative commission and attorney fees, capped together by statute • Probate bond premium, unless waived • Real estate commission and closing costs when the house sells • Holding costs while the house sits: taxes, insurance, utilities, and upkeep Holding costs are the one line item the family controls most directly. Use the Probate Cost Calculator on this site for a rough estimate.
Who pays the probate attorney?
The estate pays the probate attorney, not the Personal Representative personally. Maryland's combined cap on attorney fees and Personal Representative commissions applies unless the court approves more for good cause. Payment requires court approval or written consent from all interested persons.
Where does the real estate commission fall in the order of estate payments?
Maryland places licensed real estate broker commissions in the same priority class as the Personal Representative's compensation and legal fees. That class is paid after Register fees, administration expenses, and funeral expenses, and before taxes owed by the deceased and most other claims.
How much can an estate pay for a funeral in Maryland?
A Personal Representative is able to pay up to $15,000 for funeral expenses. Paying more requires either a will that expressly allows it in a solvent estate or a court-approved Petition and Order for Funeral Expenses. In an insolvent estate, funeral costs are cut to the statutory maximum.
What is the Maryland family allowance?
Maryland gives a surviving spouse or registered domestic partner a $10,000 family allowance and $5,000 for each unmarried child under 18. The allowance comes before most debts in the payment order.
What order are debts paid in when a Maryland estate runs short of money?
When assets do not cover everything, Maryland pays claims in this order: • Register of Wills fees • Administration costs • Funeral expenses up to $15,000 • Personal Representative compensation, legal fees, and real estate broker commissions • Family allowance • Taxes owed by the deceased • Medical and nursing costs of the last illness • Up to three months of back rent • Wages owed for work in the last three months • Public assistance claims • All other claims Federal law gives debts owed to the United States, such as IRS taxes, top priority.
Do heirs have to pay the deceased person's debts?
Generally no. Debts are paid from the estate's assets. Heirs are not personally liable for a parent's debts unless they co-signed them or agreed personally to repay them. If the estate runs out of money, lower-priority creditors go unpaid.
Who pays property taxes, utilities, and insurance while the house is in probate?
The estate pays them. Costs to maintain and preserve the house are ordinary estate expenses. The longer the house sits, the more those costs shrink every heir's share.
Does the estate need its own bank account?
Yes. The Personal Representative opens an estate account using the estate's own tax ID number, and every dollar in and out runs through it, including sale proceeds. Mixing estate money with personal money is a fast way to lose the trust of the heirs and the court.
Keep Reading
Estimate Your Estate's Numbers
Calculator
Maryland Probate Cost Calculator
Estimate Register of Wills fees, Personal Representative commission, and closing costs.
Full Guide
How Much Does Probate Cost in Maryland?
The complete pillar guide to every cost in a Maryland estate, with the calculator included.
Register of Wills
Opening Probate in Maryland
Where to file, the forms, bonds, notices, and the fees that come with opening an estate.
Sources
- Maryland Register of Wills: registers.maryland.gov
- Maryland Estates and Trusts (Maryland Code, Estates and Trusts Article)
Free Consultation
Talk With Marc
About Your Estate's Costs
Marc Cormier has guided Personal Representatives through Maryland probate for 27 years and close to 1,000 homes sold. Schedule a free consultation to map every cost line before the estate commits to a plan.
Next Step
Know every cost line before you commit the estate to a plan.
Disclaimer
This content is for general information only and is not legal, tax, or financial advice. Marc Cormier is a licensed real estate professional, not an attorney, CPA, or financial advisor. Consult a qualified probate attorney and CPA about your specific estate.